SCHAEFER FINANCIAL MANAGEMENT, INC.

Overview

Schaefer Financial Management, Inc. is an independent registered investment adviser focused on individuals and families, providing financial planning and portfolio management for individual clients and small businesses. The firm operates under a mix of fee arrangements — percentage of AUM, hourly charges and fixed fees — and reports a business model that emphasizes advice and non‑discretionary management. It does not identify as an active ESG investor. Investment activity shows a clear equity tilt: the firm favors exchange‑traded equities and ETFs as the backbone of client portfolios, supplemented by mutual funds and selective allocations to third‑party alternative managers. That asset mix points to a core approach built around liquid, listed securities with alternatives used to add uncorrelated return drivers and risk diversification when appropriate.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices