WINTER & ASSOCIATES, INC.

Overview

Winter & Associates, Inc. is an independent registered investment adviser that combines fee-based financial planning with discretionary portfolio management for individuals, families and small businesses. The firm operates as a capital allocator, using third-party managers alongside in-house portfolio construction to place clients into public funds, mutual funds and targeted alternative exposures. Its business mix includes advisory services and insurance brokerage, and it charges a blend of percentage-of-AUM, hourly and fixed fees depending on client engagement. Investment activity leans toward liquid public markets as the primary implementation vehicle, with a notable allocation to bond-focused ETFs and mutual funds. The firm is not an active ESG investor and operates primarily within a single state footprint. Winter & Associates also performs selection-of-other-advisers and pension consulting-type work for smaller plan sponsors, reflecting a broader advisory capability beyond retail wealth management.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices