STS Wealth Management, Inc.

Overview

STS Wealth Management, Inc. is an independent registered investment adviser operating as a small, client-focused wealth manager and insurance broker. The firm’s practice centers on financial planning and portfolio management for individuals, families and small businesses, with a client base that also includes institutional relationships. Fee arrangements are flexible—primarily percentage of assets under management, supplemented by hourly and fixed-fee engagements—reflecting a mix of ongoing advisory relationships and project-based planning work. Investment activity is concentrated in pooled public investment vehicles, with a clear preference for mutual funds and similar public funds as the core building blocks of client portfolios. The firm supplements those core holdings with insurance solutions such as annuities and maintains allocations to real estate through third-party managers. STS Wealth appears to run a fully discretionary book, custodied at Charles Schwab & Co., Inc., favoring third‑party fund managers rather than a large roster of direct equity positions or active proprietary strategies.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices