Sea Change Financial Planning

Overview

Sea Change Financial Planning is a small, independent registered investment adviser focused on serving individuals and families with financial planning and portfolio management. The firm emphasizes equity exposure, using exchange-traded equities and ETFs as its primary allocation tools. Its business model blends planning and investment advice: fee options include a percentage of AUM as well as hourly and fixed-fee engagements, and the firm runs educational seminars and workshops in addition to ongoing portfolio oversight. The adviser operates in a largely non-discretionary capacity, positioning itself to provide recommendations and planning while leaving final investment decisions with clients. Sea Change does not present itself as an active ESG investor, and it does not act as a capital allocator to third-party alternative fund managers. The client base and service mix point to a planning-led practice that leans on liquid, equity-focused instruments rather than complex alternative structures.

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Public Holdings

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Location & Offices