RETIREMENT INCOME SOLUTIONS, INC.

RIASEC RegisteredEst. 2010

Total AUM

$3B

Discretionary

$3B

100% of AUM

Avg account

$2.3M

Accounts

1,274

Employees

Advisory reps

Firm details

Headquarters: ANN ARBOR, Michigan
CRD number: 110145
Registered since: April 12, 2010
Website: risadvisory.com
Custodians: PERSHING LLC, TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC
Fee structure: Percentage of AUM, Fixed Fees
Client types: HNWI92.8%
Individuals6.97%
Pension & Profit Sharing Plans0.1%
Corporations / Businesses0.1%
Charitable Organizations0.03%
Services: Financial PlanningPortfolio Management for IndividualsPension ConsultingSelection of Other Advisers

Firm profile

FINTRX

Overview

Retirement Income Solutions, Inc. is an independent, SEC-registered RIA that focuses on financial planning and discretionary portfolio management for individuals, families and small institutions. Founded as a corporation and operating since 2010, the firm bills itself as a capital allocator that also selects third-party advisers when appropriate. Fee arrangements include both AUM-based and fixed-fee structures. Service offerings listed on filings include comprehensive financial planning, portfolio management for individuals and small businesses, pension consulting and manager selection. The firm does not identify as an active ESG investor. The client mix includes both individual & family and institutional relationships. As an allocator, Retirement Income Solutions directs client capital into public funds and external managers, and its filings indicate a preference for public mutual funds as the dominant vehicle across client portfolios.