PROSPER FINANCIAL

Overview

Prosper Financial is an independent registered investment advisor that concentrates on fee-for-service planning and discretionary portfolio management for individuals, families and a limited institutional client base. The firm structures fees as a mix of percentage-of-AUM, hourly charges and fixed fees, and it reports 100% of its assets as discretionary — signaling a hands-on, manager-directed approach to portfolio implementation. Investment implementation favors pooled public vehicles. The ADV shows a clear tilt toward public funds and mutual funds as primary building blocks, with supplemental allocations to third‑party real estate strategies. The firm is not an active ESG investor and operates as a single-state adviser. Its business activities emphasize financial planning and portfolio management for individuals and small businesses, and it lists an industry affiliation with a law firm that can support estate, trust or tax coordination when needed.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices