Panoramic Financial Management

Overview

Panoramic Financial Management operates as a small, owner-run advisory practice that combines accounting work with financial planning and portfolio management for individuals and small businesses. The firm charges a combination of a percentage-of-assets fee and hourly billing, and the regulatory profile shows it does not position itself as a multi-state or pension consultant adviser, nor as an ESG-focused manager. Investment activity centers on public mutual funds as the core building blocks of client portfolios, with selective use of third-party alternative managers to add diversification. Panoramic is not listed as a capital allocator, which indicates it deploys outside managers on a case-by-case basis rather than running a separate manager-of-managers platform. Investment preferences reflect a pragmatic, fund-centric approach: public funds and mutual funds are the dominant vehicle, complemented by allocations to hedge funds and real estate strategies when appropriate for a client’s objectives and risk tolerance. Services emphasize individualized planning and portfolio oversight rather than institutional consulting or broad family office services.

Assets & Accounts

Investments & Alternatives

Location & Offices