FINANCIAL PLANNING SERVICES

Overview

Financial Planning Services operates as an independent, owner-run advisory practice that serves individuals, families and some institutional clients. The firm combines fee-based financial planning and portfolio management with brokerage and insurance distribution—its advisors are registered representatives of a broker-dealer and also act as insurance brokers. The business emphasizes discretionary management: the bulk of client assets are managed under adviser-directed mandates. Service offerings extend beyond portfolio work to include educational seminars and workshops, and the fee model mixes AUM-based fees with fixed-fee engagements. Investment activity is tilted toward pooled public vehicles rather than direct-stock concentration. The firm runs client programs centered on public mutual funds and similar fund structures, and it uses annuity products where appropriate given its insurance brokerage capability. ESG and pension consulting are not a focus, and the firm does not present itself as a capital allocator to external private fund managers.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices