ELM ASSET MANAGEMENT INC.

Overview

ELM Asset Management Inc. is a small, privately owned advisory firm that manages discretionary portfolios for individuals, families and small businesses. The firm runs a percentage-of-AUM fee model and tilts its client strategies toward public equities—primarily exchange-traded equities—supported by mutual funds and corporate debt holdings. ELM does not present itself as an ESG-focused manager and is structured as a single-state, individual-owned adviser providing personalized portfolio management rather than broad institutional consulting. Investment activity centers on separately managed account-style allocations with an equity preference. Portfolios appear to blend direct equity and ETF exposure for core market access, while mutual funds and corporate fixed-income holdings are used to fill out risk, yield and duration objectives. The firm custodizes client assets at Charles Schwab & Co., Inc., which suggests a reliance on liquid, brokerage-accessible instruments and SMA wrappers for execution and reporting.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices