COASTAL FINANCIAL PLANNING, INC.

Overview

Coastal Financial Planning, Inc. is an independent registered investment adviser that focuses on financial planning and portfolio management for individuals and small businesses. The firm operates under an individual-owner structure and bills clients through a percentage-of-AUM schedule alongside hourly fees for planning work. Its practice centers on discretionary portfolio management — roughly 95% of the firm’s assets are managed on a discretionary basis — and the investment posture favors publicly traded equities as the core building block of client portfolios. Investment activity shows a clear equity-first orientation: exchange-traded equities are the single largest asset class in use and account for the majority of investable assets. Coastal also incorporates mutual funds for diversification and uses third‑party real estate managers to provide alternative exposure. The firm does not identify as an active ESG investor and appears to remain regionally focused rather than operating as a multi-state adviser.

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Public Holdings

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Location & Offices