Capital Financial Management

Overview

Capital Financial Management is a small, independent registered investment adviser operating as a sole proprietorship that serves both individual/family and institutional clients. The firm combines advisory work—financial planning, portfolio management for individuals and small businesses, pension consulting and client education—with transactional business lines as a licensed real estate broker and insurance broker. Fee arrangements are flexible: percentage-of-AUM billing sits alongside hourly and fixed fees, and the firm also transacts on a commission basis when appropriate. Investment activity is centered on pooled public vehicles and traditional fixed-income instruments, supplemented by allocations to real assets and commodity-related strategies. The adviser manages both discretionary and non-discretionary mandates and does not characterize itself as an ESG-focused manager. Its model appears to be client-tailored: undertaking advisory planning and portfolio construction while also arranging insurance and real estate solutions where a client’s situation calls for it.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices