VALOR FINANCIAL PLANNING

Overview

Valor Financial Planning is a small, independent RIA structured as an LLC that focuses on financial planning and discretionary portfolio management for individuals and small businesses. The firm runs a fee model that combines a percentage of AUM with hourly and subscription options, which signals they provide ongoing managed accounts alongside project-based planning work. Their stated client base is individual and family clients rather than institutional or pension business, and they do not identify as an active ESG investor. Investment activity shows a clear tilt toward publicly traded equities as the primary capital allocation. Given the firm’s mix of fee types and modest scale, its approach is consistent with a core planning-first practice: build client relationships through financial planning and then implement portfolios largely with liquid, exchange-traded instruments and mutual funds. The adviser is not listed as a multi-state adviser or pension consultant and does not act as a capital allocator to external private fund managers in any broad sense.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices