The Retirement Planning Center

Overview

The Retirement Planning Center is a small, independent Registered Investment Adviser operating as a sole proprietorship that focuses on financial planning and portfolio management for individual and family clients, including small-business owners. The firm combines advisory work with insurance distribution and registered representative activity through broker-dealer relationships, which is reflected in its heavy use of annuity and insurance products. Investment activity centers on traditional mutual funds and separately managed account strategies for public markets, while manager allocation interest includes third‑party alternative managers in hedge funds, real estate and private credit. The firm charges fees as a percentage of assets under management, and also uses hourly and fixed-fee arrangements depending on the engagement. Given the firm’s client mix and product footprint, its investment approach emphasizes retirement‑oriented outcomes and income solutions. A significant portion of client assets are held in insurance and annuity wrappers, and the firm leverages external fund managers for access to private-credit and real-estate strategies rather than running these capabilities in‑house. The Retirement Planning Center is not an active ESG investor, does not operate as a multi-state adviser, and does not act as a pension consultant.

Assets & Accounts

Investments & Alternatives

Location & Offices