ST. Croix Advisors, LLC

Overview

ST. Croix Advisors, LLC is a small, owner-operated advisory and insurance-broker firm that combines financial planning and discretionary portfolio management with insurance distribution. The firm’s advisory work focuses on serving a handful of larger accounts—clients that fit either institutional profiles or high-net-worth individuals and small business owners. Investment activity tilts toward pooled public vehicles rather than direct-stock portfolios or bespoke alternative strategies; the firm sources mutual funds and similar public funds to construct client allocations. Fee arrangements are flexible and include percentage-of-AUM charges alongside hourly and fixed-fee engagements, reflecting both ongoing portfolio management and project-based planning work. The firm is not positioned as an ESG specialist, does not present as a multi-state adviser, and does not act as a pension consultant or capital allocator. Its operating model appears to prioritize outsourced managers and packaged solutions, with insurance products integrated into client planning and implementation where appropriate.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices