Spiritus Financial Planning

Overview

Spiritus Financial Planning is a small, independent RIA that provides financial planning and portfolio management services to individuals and families, including small-business owners. The firm leans toward equity-centric portfolios, using exchange-traded securities as the primary building blocks for client accounts. Its advisory model combines fee-based AUM billing with fixed and hourly engagements, which supports both ongoing portfolio oversight and one-off planning work. The firm does not position itself as a capital allocator or pension consultant and is not flagged as an active ESG investor. Given its emphasis on individualized planning and the limited client roster, Spiritus appears to prioritize customized solutions — blending discretionary portfolio management where appropriate with non-discretionary relationships tied to planning or advisory engagements.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices