Semper Wealth Management LLC

Overview

Semper Wealth Management LLC is a small, independent registered investment adviser that focuses on serving individual and family clients with comprehensive financial planning and portfolio management. The firm combines fee-based planning with discretionary portfolio management and offers pension consulting for small businesses. Investment posture is equity‑tilted: liquid, exchange‑traded securities make up the bulk of client portfolios, while third‑party managers are used to access less liquid alternative strategies when appropriate. Fee arrangements are flexible—percentage of assets under management, hourly engagements and fixed fees—allowing the firm to tailor relationships to both ongoing wealth management and discrete planning projects. Risk management is implemented through liquid equity exposures at the core and supplementary holdings for income and diversification. For client portfolios that require yield, liability matching or retirement income features, the firm supplements equities with corporate debt, annuities and mutual fund sleeves. When seeking uncorrelated return streams or real assets exposure, Semper Wealth uses external alternative managers rather than running in‑house private strategies.

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Public Holdings

Investments & Alternatives

Location & Offices