Martin Financial Management

Overview

Martin Financial Management is an independent registered investment adviser serving individual and family clients with a focus on financial planning and portfolio management for individuals and small businesses. The firm operates primarily on a non-discretionary basis, meaning clients retain decision authority while the adviser provides advice and model implementation guidance. Fee arrangements are a mix of percentage-of-AUM, hourly billing, and fixed fees, which aligns with a boutique advisory model that combines ongoing portfolio oversight with project-based planning work. Investment preferences show a clear tilt toward pooled public vehicles—public mutual funds are the dominant holding—while the firm also maintains allocations to alternative sectors such as real estate, commodities, and oil & gas. Martin Financial Management is not an active ESG investor and does not describe itself as a multi-state adviser or pension consultant. Custody is concentrated at Charles Schwab & Co., Inc., which supports a centralized operational approach for account servicing and reporting.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices