Howard Financial

Overview

Howard Financial is an independent registered investment adviser organized as a corporation and owned by an individual. The firm focuses on serving individual and family clients with a mix of financial planning and portfolio management for individuals and small businesses. Its listed advisory services include financial planning, portfolio management, selection of other advisers, educational seminars/workshops and, on its ADV, pension consulting services — although the snapshot indicates it is not classified as a pension consultant. Fee arrangements are flexible: the firm charges based on a percentage of assets under management and also uses hourly and fixed-fee structures (and other fee arrangements where appropriate). Howard Financial is identified as a capital allocator, indicating it sources and places client capital with third-party managers rather than relying solely on in-house proprietary products. The firm does not identify as an active ESG investor and is not registered as a multistate adviser.

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Investments & Alternatives

Location & Offices