Heritage Planning & Investing Services, LLC

Overview

Heritage Planning & Investing Services, LLC is a small independent registered investment adviser organized as an LLC and owned by an individual. The firm serves individual and family clients and provides financial planning and discretionary portfolio management with a fee model that combines a percentage-of-assets fee and hourly billing for planning work. Heritage also operates as an insurance broker, which it integrates into client advice where appropriate. Investment activity centers on managing compact, discretionary relationships rather than acting as a capital allocator or fund sponsor. Portfolios rely on traditional fixtures—mutual funds and corporate debt—for core exposure, while selective allocations to alternatives (real estate, commodities, oil & gas) are made through third‑party external managers. The firm is not an active ESG investor and does not report multi‑state advisory status, so its practice appears locally focused and hands‑on.

Assets & Accounts

Investments & Alternatives

Location & Offices