Harbor Investment Advisory, LLC

Broker-DealerFINRA MemberEst. 2010

Total AUM

$6.9B

Discretionary

$3.7B

53% of AUM

Accounts

3,540

Employees

35

Advisory reps

33

Brokerage reps

30

Firm details

Headquarters: Lutherville, Maryland
CRD number: 151085
Registered since: January 4, 2010
Website: harborinvestmentadvisory.com
Custodians: PERSHING LLC
Fee structure: Percentage of AUM, Hourly Charges, Fixed Fees
Client types: Charitable Organizations40.31%
HNWI38.82%
Pension & Profit Sharing Plans14.57%
Individuals3.26%
Corporations / Businesses3.04%
Services: Financial PlanningPortfolio Management for IndividualsPortfolio Management for Institutional ClientsPension ConsultingSelection of Other Advisers

Firm profile

FINTRX

Overview

Harbor Investment Advisory, LLC is an independent registered investment adviser organized as an LLC and operating since 2010. The firm serves both individual and institutional clients and combines portfolio management, financial planning and pension consulting with broker-dealer activities. Harbor positions itself as a capital allocator and uses third‑party managers as part of its offering; its advisory services explicitly include selection of other advisers. The firm charges clients by a mix of percentage of AUM, hourly fees and fixed fees. Harbor describes itself as an active ESG investor and is not a multi‑state adviser. Harbor has received industry recognition in recent years, including placement on the Financial Times Top 300 RIA list in 2020 and appearances in Forbes’ lists of top RIA firms in 2022, 2023 and 2024.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices

Read the full firm profile in FINTRX →

Investment profile

Traditional investments used

Alternative investments used

Active ESG investor

Technology & operations

CRM & tech providers

TAMPs used

Clients

Client base

Client personas

Asset composition

Exchange Traded Equities39%
Other20%
Public Funds/Mutual Funds16%
Cash & Cash Equivalents10%
US Government Bonds7%

Owners & executives

3 of 4

William Schadty
Director & Chief Compliance OfficerCRD 2857651
Fred Hill
CEO & Managing PrincipalCRD 1639919
Raymond Dean
Director, Chief Financial OfficerCRD 2420032

Unlock 1 more executives →

Contacts

3 of 29

James Curran
Financial Advisor & Managing DirectorCRD 1427652
Paul Fox
Managing Director & Portfolio ManagerCRD 2298783
Arthur Boykin
Associate Vice President, Client Relationship ManagerCRD 5627965

Unlock 26 more contacts →

Wealth teams

Newly hired reps

Recent M&A activity

Recent filings

Awards

ETF holdings

1 of 515

Active vs passive

$570M in ETFs

Passive

84%

$477M

Active

12%

$92.3M

ETF	Provider	Style	Category	Value	Shares	% of portfolio
ISHARES CORE S&P 500 ETF (IVV)	BlackRock	Passive	Large Blend	$18.6M	24,813	3.26%

Unlock additional holdings →

Primary office

Lutherville, MD

Baltimore

Location

Lutherville, MD

Headquartered in Lutherville, MD, anchoring the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA metro in the South.

Metro area: Washington-Baltimore-Arlington, DC-MD-VA-WV-PA
Region: South
County: Baltimore
Address: 2330 W Joppa Rd
Time zone: ET (UTC-5)
Office locations

Similar firms

Founders Financial Securities, LLC

Towson, MD

AUM $4.1BTEAM 139REPS 132

Chapin Davis Asset Management

Baltimore, MD

AUM $643MTEAM 26REPS 25

Global Brokerage Services, Inc.

Hunt Valley, MD

AUM $137MTEAM 5REPS 10

Capital Portfolio Management, Inc.

Timonium, MD

AUM $16.7MTEAM 1REPS 15

Washington Securities Corporation

Chevy Chase, MD

AUM $7MTEAM 10REPS 8

Enterprise Equities, Inc.

Columbia, MD

More Broker-Dealers in Lutherville →All Maryland Broker-Dealers →