Flat Fee Financial LLC

Overview

Flat Fee Financial LLC is an independent registered investment adviser that focuses on serving individual and family clients through financial planning and portfolio management. The firm charges fixed fees and hourly fees rather than asset-based percentage billing, which aligns with its emphasis on planning and advisory engagement. Advisory services include comprehensive financial planning, discretionary portfolio management for individuals and small businesses, pension consulting and educational seminars. The firm is not positioned as an active ESG investor and is not a multi-state adviser. Investment activity is concentrated in pooled public vehicles—primarily mutual funds and other public funds—rather than concentrated single-stock bets. Portfolios are managed on a discretionary basis, and the firm appears to favor diversified, liquid instruments suitable for clients seeking planning-driven advice rather than large-scale institutional allocations.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices