COVE FINANCIAL PLANNING, LLC

Overview

Cove Financial Planning, LLC is an independent registered investment adviser operating as a limited liability company that focuses on financial planning and discretionary portfolio management for individuals and small businesses. The firm charges fees as a percentage of assets under management and runs advisory relationships that are predominantly discretionary. Investment activity is concentrated in pooled public funds and mutual funds rather than direct, in-house security selection or active ESG mandates. The ADV indicates the firm uses third‑party managers when outside expertise is needed, and it appears to act as a selector and allocator to external funds rather than as a direct capital allocator. Portfolio construction centers on mutual fund sleeves and model allocations delivered across client accounts. That approach supports diversified exposure without heavy reliance on in‑house trading of individual equities; instead the firm leverages external fund managers and custodial platforms to implement strategy and manage risk. The firm does not identify as an active ESG investor.

Assets & Accounts

Public Holdings

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Location & Offices