CLEARWATER ADVISORS, LLC

RIASEC RegisteredEst. 2001

Total AUM

$4.7B

Discretionary

$3.9B

84% of AUM

Avg account

$55.4M

Accounts

Employees

Advisory reps

Firm details

Headquarters: BOISE, Idaho
CRD number: 116865
Registered since: November 9, 2001
Website: www.clearwateradvisors.com
Custodians: U.S. BANCORP INVESTMENTS, INC., THE BANK OF NEW YORK MELLON
Fee structure: Percentage of AUM, Fixed Fees
Client types: Corporations / Businesses49.47%
Pension & Profit Sharing Plans18.52%
State / Municipal Government15.92%
Insurance Companies13.47%
HNWI1.7%
Services: Portfolio Management for IndividualsPortfolio Management for Institutional Clients

Firm profile

FINTRX

Overview

Clearwater Advisors, LLC is an SEC-registered investment adviser formed in 2001 and organized as a limited liability company. The firm identifies its primary client base as institutional, while its advisory activities include portfolio management for both individuals/small businesses and for business or institutional clients. Compensation is a mix of percentage-of-AUM fees and fixed fees. Clearwater is not an active ESG investor, does not position itself as a capital allocator, and is not listed as a pension consultant or related adviser in the available filings. Clearwater’s portfolio posture is skewed toward fixed income, with U.S. government bonds making up the single largest asset type on its books. The firm uses third-party managers for at least some alternative allocations and reports corporate debt among its non-traditional holdings, suggesting yield-seeking and credit exposures sit alongside its government bond positions.