CARDINAL WEALTH ADVISORS, L.L.C.

Overview

Cardinal Wealth Advisors, L.L.C. is an independent registered investment adviser that focuses on individual and family clients, with services that also extend to small businesses and institutional clients. The firm operates primarily as a percentage-of-AUM and fixed-fee adviser and runs discretionary portfolios exclusively—its reported discretionary assets equal its total assets under management. Investment strategy centers on using public funds and mutual funds as the core building blocks of client portfolios, while selectively allocating to third‑party managers for niche exposures. The firm lists active ESG investing among its practices and serves as a capital allocator, meaning it both constructs proprietary portfolios and directs client capital to external managers when appropriate. Business activities emphasize financial planning, direct portfolio management, and the selection of outside advisers. That mix suggests a hybrid model: hands‑on portfolio oversight for core holdings complemented by manager selection for alternatives or specialty strategies. Cardinal Wealth also lists an insurance industry affiliation, which can shape client solutions around liability management and insurance‑linked planning.

Assets & Accounts

Public Holdings

Investments & Alternatives

Location & Offices