Capital Trust And Associates LLC

Overview

Capital Trust And Associates LLC is an independent RIA that combines financial planning and portfolio management for individuals, families and small businesses with insurance brokerage services. The firm charges fees as a percentage of assets under management and focuses on direct advisory relationships rather than acting as a capital allocator. It does not position itself as an ESG investor and operates under a single-state footprint. Investment activity centers on traditional pooled products and selected third‑party alternative managers. On the traditional side the firm uses mutual funds and annuities as primary vehicles for client portfolios. For alternatives, Capital Trust And Associates allocates to real estate, commodities and oil & gas exposures, typically through external fund managers or specialist vehicles that complement core equity and fixed income allocations. Advisory work appears tailored toward smaller private clients and family households rather than large institutional mandates. The firm's business model blends advisory portfolio construction with insurance distribution, which shapes the product mix and asset types held on client accounts.

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Location & Offices