Amaral Financial Planning

Overview

Amaral Financial Planning is a small, independent registered investment adviser operating as a limited liability company and owned by an individual. The firm serves individual and family clients, offering financial planning and discretionary portfolio management for individuals and small businesses. Its service mix includes hourly and fixed-fee engagements as well as traditional percentage-of-AUM billing, which supports both one-time planning work and ongoing asset management relationships. Investment activity is centered on publicly available pooled vehicles for core exposure, with mutual funds and similar public funds listed as the primary holdings. The firm also acts as a capital allocator when appropriate, tapping third-party managers for specialty allocations—most notably external real estate managers. Amaral Financial Planning provides selection of other advisers and educational workshops as part of its advisory toolkit. It is not positioned as an ESG-focused adviser and does not operate as a multi-state or pension consulting specialist.

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Investments & Alternatives

Location & Offices